ChoiceOne Financial Services, Inc.

COFS · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$62$60$45$36
% Growth2.3%34.6%24.6%
Cost of Goods Sold$17$18$27$12
Gross Profit$45$42$18$24
% Margin72%69.8%40.3%67%
R&D Expenses$0$0$0$0
G&A Expenses$15$14$11$9
SG&A Expenses$15$15$11$9
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$11$11$25$6
Operating Expenses$26$26$36$15
Operating Income$18$17-$18$9
% Margin29.6%27.6%-39.2%24.4%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$18$17-$18$9
Tax Expense$4$3-$4$2
Net Income$15$14-$14$7
% Margin23.7%22.4%-31%19.9%
EPS0.980.9-1.70.83
% Growth8.9%152.9%-304.8%
EPS Diluted0.970.9-1.30.84
Weighted Avg Shares Out151589
Weighted Avg Shares Out Dil1515119
Supplemental Information
Interest Income$55$54$40$31
Interest Expense$17$18$14$12
Depreciation & Amortization$6$5$4$3
EBITDA$24$22-$14$12
% Margin38.5%36.5%-31.1%33.2%