ChoiceOne Financial Services, Inc.
COFS · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $14,681 | $13,534 | -$13,906 | $7,159 |
| Dep. & Amort. | $5,504 | $5,413 | $3,634 | $3,163 |
| Deferred Tax | $2,851 | $3,135 | -$3,689 | -$437 |
| Stock-Based Comp. | $242 | $192 | $190 | $179 |
| Change in WC | -$4,662 | -$2,633 | -$8,522 | $16,000 |
| Other Non-Cash | -$3,322 | -$10,683 | $15,821 | -$2,056 |
| Operating Cash Flow | $15,294 | $8,958 | -$6,472 | $24,008 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$1,600 | -$2,075 | -$835 | -$659 |
| Net Acquisitions | $0 | $0 | $173,082 | $0 |
| Inv. Purchases | -$61,724 | -$14,910 | -$1,350 | -$13,654 |
| Inv. Sales/Matur. | $7,145 | $16,205 | $91,029 | $17,951 |
| Other Inv. Act. | $14,061 | $10,834 | -$4,949 | -$45,261 |
| Investing Cash Flow | -$42,118 | $10,054 | $256,977 | -$41,623 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$712 | $61,000 | -$207,501 | -$10,109 |
| Stock Issued | $246 | $260 | $172 | $173 |
| Stock Repurch. | $0 | $2,059 | -$2,059 | $0 |
| Dividends Paid | -$4,204 | -$4,203 | -$4,192 | -$2,510 |
| Other Fin. Act. | -$23,756 | -$61,269 | $5,745 | -$19,126 |
| Financing Cash Flow | -$30,477 | -$2,153 | -$207,835 | -$31,572 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | -$57,302 | $16,859 | $42,670 | -$49,187 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $156,280 | $139,421 | $96,751 | $145,938 |
| End Cash | $98,978 | $156,280 | $139,421 | $96,751 |
| Free Cash Flow | $13,694 | $6,883 | -$7,307 | $23,349 |