ChoiceOne Financial Services, Inc.
COFS · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $139 | $114 | $89 | $84 |
| % Growth | 22.1% | 27.8% | 6.3% | – |
| Cost of Goods Sold | $47 | $33 | $8 | $4 |
| Gross Profit | $92 | $81 | $81 | $79 |
| % Margin | 66% | 70.8% | 91% | 94.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $35 | $33 | $31 | $30 |
| SG&A Expenses | $36 | $34 | $32 | $31 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $1 |
| Other Operating Expenses | $23 | $21 | $22 | $22 |
| Operating Expenses | $59 | $55 | $53 | $53 |
| Operating Income | $33 | $26 | $28 | $26 |
| % Margin | 23.8% | 22.4% | 31% | 31.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $33 | $26 | $28 | $26 |
| Tax Expense | $6 | $4 | $4 | $4 |
| Net Income | $27 | $21 | $24 | $22 |
| % Margin | 19.2% | 18.7% | 26.5% | 26.3% |
| EPS | 3.27 | 2.82 | 3.15 | 2.87 |
| % Growth | 16% | -10.5% | 9.8% | – |
| EPS Diluted | 3.25 | 2.82 | 3.15 | 2.86 |
| Weighted Avg Shares Out | 8 | 8 | 8 | 8 |
| Weighted Avg Shares Out Dil | 8 | 8 | 8 | 8 |
| Supplemental Information | – | – | – | – |
| Interest Income | $121 | $99 | $75 | $65 |
| Interest Expense | $47 | $33 | $8 | $4 |
| Depreciation & Amortization | $12 | $12 | $13 | $12 |
| EBITDA | $45 | $38 | $41 | $39 |
| % Margin | 32.7% | 33.4% | 46% | 46.4% |