First Commerce Bank
CMRB · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $80,745 | $46,637 | $54,243 | $47,039 |
| % Growth | 73.1% | -14% | 15.3% | – |
| Cost of Goods Sold | $45,753 | $413 | $6,599 | $3,643 |
| Gross Profit | $34,992 | $46,224 | $47,644 | $43,396 |
| % Margin | 43.3% | 99.1% | 87.8% | 92.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $1,699 | $2,079 | $1,651 | $1,478 |
| SG&A Expenses | $1,914 | $2,429 | $1,863 | $1,592 |
| Sales & Mktg Exp. | $215 | $350 | $212 | $114 |
| Other Operating Expenses | $27,482 | $20,989 | $23,912 | $19,377 |
| Operating Expenses | $29,396 | $23,418 | $25,775 | $20,969 |
| Operating Income | $5,596 | $18,433 | $21,869 | $22,427 |
| % Margin | 6.9% | 39.5% | 40.3% | 47.7% |
| Other Income/Exp. Net | -$4,114 | -$3,523 | $0 | $0 |
| Pre-Tax Income | $5,596 | $18,433 | $21,869 | $22,427 |
| Tax Expense | $1,075 | $4,656 | $5,275 | $5,742 |
| Net Income | $4,521 | $13,777 | $16,594 | $16,685 |
| % Margin | 5.6% | 29.5% | 30.6% | 35.5% |
| EPS | 0.21 | 0.58 | 0.7 | 0.72 |
| % Growth | -63.8% | -17.1% | -2.8% | – |
| EPS Diluted | 0.21 | 0.58 | 0.69 | 0.71 |
| Weighted Avg Shares Out | 21,672 | 23,753 | 23,597 | 23,098 |
| Weighted Avg Shares Out Dil | 21,733 | 23,884 | 23,987 | 23,596 |
| Supplemental Information | – | – | – | – |
| Interest Income | $77,920 | $71,637 | $52,967 | $46,217 |
| Interest Expense | $45,753 | $32,688 | $6,599 | $3,643 |
| Depreciation & Amortization | $1,989 | -$19,173 | $1,180 | $1,154 |
| EBITDA | $7,585 | -$740 | $23,049 | $23,581 |
| % Margin | 9.4% | -1.6% | 42.5% | 50.1% |