Columbia Financial, Inc.
CLBK · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $453,320 | $422,357 | $340,070 | $308,981 |
| % Growth | 7.3% | 24.2% | 10.1% | – |
| Cost of Goods Sold | $287,895 | $193,889 | $48,378 | $27,063 |
| Gross Profit | $165,425 | $228,468 | $291,692 | $281,918 |
| % Margin | 36.5% | 54.1% | 85.8% | 91.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $117,070 | $129,485 | $119,517 | $101,908 |
| SG&A Expenses | $119,580 | $132,290 | $122,382 | $104,266 |
| Sales & Mktg Exp. | $2,510 | $2,805 | $2,865 | $2,358 |
| Other Operating Expenses | $61,755 | $50,127 | $52,434 | $51,471 |
| Operating Expenses | $181,335 | $182,417 | $174,816 | $155,737 |
| Operating Income | -$15,910 | $46,051 | $116,876 | $126,181 |
| % Margin | -3.5% | 10.9% | 34.4% | 40.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | -$15,910 | $46,051 | $116,876 | $126,181 |
| Tax Expense | -$4,257 | $9,965 | $30,703 | $34,132 |
| Net Income | -$11,653 | $36,086 | $86,173 | $92,049 |
| % Margin | -2.6% | 8.5% | 25.3% | 29.8% |
| EPS | -0.11 | 0.35 | 0.82 | 0.88 |
| % Growth | -131.4% | -57.3% | -6.8% | – |
| EPS Diluted | -0.11 | 0.35 | 0.81 | 0.88 |
| Weighted Avg Shares Out | 101,677 | 102,656 | 105,581 | 104,156 |
| Weighted Avg Shares Out Dil | 101,840 | 102,895 | 106,193 | 104,156 |
| Supplemental Information | – | – | – | – |
| Interest Income | $443,824 | $389,786 | $307,948 | $267,684 |
| Interest Expense | $273,444 | $189,102 | $42,893 | $37,016 |
| Depreciation & Amortization | $14,557 | $14,272 | $13,351 | $11,642 |
| EBITDA | -$1,353 | $60,323 | $130,227 | $137,823 |
| % Margin | -0.3% | 14.3% | 38.3% | 44.6% |