Civista Bancshares, Inc.
CIVB · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $241,899 | $217,477 | $152,983 | $134,192 |
| % Growth | 11.2% | 42.2% | 14% | – |
| Cost of Goods Sold | $95,349 | $61,673 | $17,703 | $10,459 |
| Gross Profit | $146,550 | $155,804 | $135,280 | $123,733 |
| % Margin | 60.6% | 71.6% | 88.4% | 92.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $64,452 | $59,928 | $51,858 | $45,746 |
| SG&A Expenses | $66,540 | $61,280 | $53,371 | $46,849 |
| Sales & Mktg Exp. | $2,088 | $1,352 | $1,513 | $1,103 |
| Other Operating Expenses | $43,436 | $43,911 | $34,874 | $28,503 |
| Operating Expenses | $109,976 | $105,191 | $88,245 | $75,352 |
| Operating Income | $36,574 | $50,613 | $47,035 | $48,381 |
| % Margin | 15.1% | 23.3% | 30.7% | 36.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $36,574 | $50,613 | $47,035 | $48,381 |
| Tax Expense | $4,891 | $7,649 | $7,608 | $7,835 |
| Net Income | $31,683 | $42,964 | $39,427 | $40,546 |
| % Margin | 13.1% | 19.8% | 25.8% | 30.2% |
| EPS | 2.01 | 2.73 | 2.6 | 2.63 |
| % Growth | -26.4% | 5% | -1.1% | – |
| EPS Diluted | 2.01 | 2.73 | 2.6 | 2.63 |
| Weighted Avg Shares Out | 15,404 | 15,155 | 14,971 | 15,343 |
| Weighted Avg Shares Out Dil | 15,404 | 15,155 | 14,971 | 15,343 |
| Supplemental Information | – | – | – | – |
| Interest Income | $206,695 | $182,734 | $126,155 | $105,054 |
| Interest Expense | $89,985 | $57,238 | $15,951 | $9,629 |
| Depreciation & Amortization | $11,029 | $12,339 | $5,752 | $2,866 |
| EBITDA | $47,603 | $62,952 | $52,787 | $51,247 |
| % Margin | 19.7% | 28.9% | 34.5% | 38.2% |