Civista Bancshares, Inc.
CIVB · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $63,800 | $62,177 | $61,013 | $61,577 |
| % Growth | 2.6% | 1.9% | -0.9% | – |
| Cost of Goods Sold | $20,895 | $22,482 | $22,527 | $22,575 |
| Gross Profit | $42,905 | $39,695 | $38,486 | $39,002 |
| % Margin | 67.2% | 63.8% | 63.1% | 63.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $15,788 | $15,700 | $14,916 | $15,628 |
| SG&A Expenses | $16,179 | $15,989 | $15,212 | $16,076 |
| Sales & Mktg Exp. | $391 | $289 | $296 | $448 |
| Other Operating Expenses | $11,075 | $10,810 | $11,334 | $11,548 |
| Operating Expenses | $27,254 | $26,799 | $26,546 | $27,624 |
| Operating Income | $15,651 | $12,896 | $11,940 | $11,378 |
| % Margin | 24.5% | 20.7% | 19.6% | 18.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $15,651 | $12,896 | $11,940 | $11,378 |
| Tax Expense | $2,891 | $1,881 | $1,772 | $1,485 |
| Net Income | $12,760 | $11,015 | $10,168 | $9,893 |
| % Margin | 20% | 17.7% | 16.7% | 16.1% |
| EPS | 0.68 | 0.71 | 0.66 | 0.63 |
| % Growth | -4.2% | 7.6% | 4.8% | – |
| EPS Diluted | 0.68 | 0.71 | 0.66 | 0.63 |
| Weighted Avg Shares Out | 16,606 | 15,428 | 15,422 | 15,397 |
| Weighted Avg Shares Out Dil | 16,606 | 15,422 | 15,422 | 15,397 |
| Supplemental Information | – | – | – | – |
| Interest Income | $55,240 | $56,271 | $53,733 | $53,233 |
| Interest Expense | $20,695 | $21,457 | $20,960 | $21,879 |
| Depreciation & Amortization | $0 | $338 | $332 | $0 |
| EBITDA | $15,651 | $13,234 | $12,272 | $11,378 |
| % Margin | 24.5% | 21.3% | 20.1% | 18.5% |