Civista Bancshares, Inc.
CIVB · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $64 | $62 | $61 | $62 |
| % Growth | 2.6% | 1.9% | -0.9% | – |
| Cost of Goods Sold | $21 | $22 | $23 | $23 |
| Gross Profit | $43 | $40 | $38 | $39 |
| % Margin | 67.2% | 63.8% | 63.1% | 63.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $16 | $16 | $15 | $16 |
| SG&A Expenses | $16 | $16 | $15 | $16 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $11 | $11 | $11 | $12 |
| Operating Expenses | $27 | $27 | $27 | $28 |
| Operating Income | $16 | $13 | $12 | $11 |
| % Margin | 24.5% | 20.7% | 19.6% | 18.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $16 | $13 | $12 | $11 |
| Tax Expense | $3 | $2 | $2 | $1 |
| Net Income | $13 | $11 | $10 | $10 |
| % Margin | 20% | 17.7% | 16.7% | 16.1% |
| EPS | 0.68 | 0.71 | 0.66 | 0.63 |
| % Growth | -4.2% | 7.6% | 4.8% | – |
| EPS Diluted | 0.68 | 0.71 | 0.66 | 0.63 |
| Weighted Avg Shares Out | 17 | 15 | 15 | 15 |
| Weighted Avg Shares Out Dil | 17 | 15 | 15 | 15 |
| Supplemental Information | – | – | – | – |
| Interest Income | $55 | $56 | $54 | $53 |
| Interest Expense | $21 | $21 | $21 | $22 |
| Depreciation & Amortization | $0 | $0 | $0 | $0 |
| EBITDA | $16 | $13 | $12 | $11 |
| % Margin | 24.5% | 21.3% | 20.1% | 18.5% |