The Chiba Bank, Ltd.
CHBAF · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $102,525,000 | $96,692,000 | $91,161,000 | $82,160,000 |
| % Growth | 6% | 6.1% | 11% | – |
| Cost of Goods Sold | $27,157,000 | $26,692,000 | $22,557,000 | $24,543,000 |
| Gross Profit | $75,368,000 | $70,000,000 | $68,604,000 | $57,617,000 |
| % Margin | 73.5% | 72.4% | 75.3% | 70.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $25,374,000 | $26,368,000 | -$25,962,000 | $24,185,000 |
| SG&A Expenses | $25,374,000 | $26,368,000 | -$25,962,000 | $24,185,000 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $18,197,000 | $12,670,000 | $67,106,000 | $8,325,000 |
| Operating Expenses | $43,571,000 | $39,038,000 | $41,144,000 | $32,510,000 |
| Operating Income | $31,797,000 | $30,962,000 | $27,460,000 | $25,107,000 |
| % Margin | 31% | 32% | 30.1% | 30.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $31,797,000 | $30,962,000 | $27,460,000 | $25,107,000 |
| Tax Expense | $9,359,000 | $9,178,000 | $7,734,000 | $8,347,000 |
| Net Income | $22,439,000 | $21,783,000 | $19,726,000 | $16,761,000 |
| % Margin | 21.9% | 22.5% | 21.6% | 20.4% |
| EPS | 31.72 | 30.79 | 27.67 | 23.43 |
| % Growth | 3% | 11.3% | 18.1% | – |
| EPS Diluted | 31.72 | 30.79 | 27.67 | 23.43 |
| Weighted Avg Shares Out | 707,388 | 707,388 | 712,826 | 715,427 |
| Weighted Avg Shares Out Dil | 707,388 | 707,388 | 712,826 | 715,427 |
| Supplemental Information | – | – | – | – |
| Interest Income | $73,789,000 | $72,119,000 | $62,036,000 | $63,160,000 |
| Interest Expense | $27,157,000 | $26,692,000 | $22,557,000 | $24,543,000 |
| Depreciation & Amortization | $0 | $0 | $0 | $0 |
| EBITDA | $31,797,000 | $30,962,000 | $27,460,000 | $25,107,000 |
| % Margin | 31% | 32% | 30.1% | 30.6% |