Cullen/Frost Bankers, Inc.
CFR · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $582,542 | $597,973 | $579,150 | $443,079 |
| Dep. & Amort. | $82,817 | $76,442 | $71,344 | $69,289 |
| Deferred Tax | -$11,600 | -$14,829 | -$4,918 | $7,784 |
| Stock-Based Comp. | $19,763 | $24,590 | $18,322 | $12,753 |
| Change in WC | $229,758 | -$296,305 | -$31,410 | $15,205 |
| Other Non-Cash | $86,252 | $90,974 | $90,094 | $100,183 |
| Operating Cash Flow | $989,532 | $478,845 | $722,582 | $648,293 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$127,776 | -$158,630 | -$102,501 | -$65,850 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$17,899,779 | -$20,271,960 | -$23,602,353 | -$24,217,841 |
| Inv. Sales/Matur. | $19,805,712 | $21,170,081 | $16,244,485 | $20,602,592 |
| Other Inv. Act. | -$1,959,036 | -$1,682,242 | -$816,961 | $1,156,084 |
| Investing Cash Flow | -$180,879 | -$942,751 | -$8,277,330 | -$2,525,015 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $223,528 | -$570,903 | $1,945,567 | $636,324 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$60,901 | -$42,720 | -$4,391 | -$3,864 |
| Dividends Paid | -$249,121 | -$238,998 | -$216,455 | -$195,943 |
| Other Fin. Act. | $824,823 | -$2,024,329 | $1,275,159 | $7,734,352 |
| Financing Cash Flow | $738,329 | -$2,876,950 | $2,999,880 | $8,170,869 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $1,546,982 | -$3,340,856 | -$4,554,868 | $6,294,147 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $8,687,276 | $12,028,132 | $16,583,000 | $10,288,853 |
| End Cash | $10,234,258 | $8,687,276 | $12,028,132 | $16,583,000 |
| Free Cash Flow | $861,756 | $320,215 | $620,081 | $582,443 |