Cullen/Frost Bankers, Inc.
CFR · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $174,380 | $157,003 | $150,922 | $154,852 |
| Dep. & Amort. | $41,197 | $21,840 | $21,894 | $21,404 |
| Deferred Tax | $7,064 | -$2,728 | -$1,289 | -$435 |
| Stock-Based Comp. | $4,270 | $4,832 | $4,081 | $9,743 |
| Change in WC | $541,637 | -$57,156 | -$484,481 | -$141,243 |
| Other Non-Cash | -$519,965 | $16,981 | $12,762 | $19,981 |
| Operating Cash Flow | $248,583 | $140,772 | -$296,111 | $64,302 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | $26,265 | -$26,265 | -$40,953 | -$37,647 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $2,383,782 | -$2,383,782 | -$5,903,564 | -$10,463,789 |
| Inv. Sales/Matur. | -$2,707,206 | $2,707,206 | $4,260,958 | $10,925,337 |
| Other Inv. Act. | $21,972 | -$354,730 | -$135,083 | -$718,308 |
| Investing Cash Flow | -$275,187 | -$57,571 | -$1,818,642 | -$294,407 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $151,445 | -$49,041 | $128,204 | $328,504 |
| Stock Issued | $1,925 | $0 | $0 | $0 |
| Stock Repurch. | -$69,785 | -$76 | -$2,600 | -$8,628 |
| Dividends Paid | -$66,370 | -$66,596 | -$63,332 | -$63,173 |
| Other Fin. Act. | $833,538 | -$704,809 | -$328,369 | $1,009,286 |
| Financing Cash Flow | $850,753 | -$820,522 | -$266,097 | $1,265,989 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $824,149 | -$737,321 | -$2,380,850 | $1,035,884 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $7,116,087 | $7,853,408 | $10,234,258 | $9,198,374 |
| End Cash | $7,940,236 | $7,116,087 | $7,853,408 | $10,234,258 |
| Free Cash Flow | $315,801 | $114,507 | -$337,064 | $26,655 |