Cullen/Frost Bankers, Inc.
CFR · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $174 | $157 | $151 | $155 |
| Dep. & Amort. | $41 | $22 | $22 | $21 |
| Deferred Tax | $7 | -$3 | -$1 | -$0 |
| Stock-Based Comp. | $4 | $5 | $4 | $10 |
| Change in WC | $542 | -$57 | -$484 | -$141 |
| Other Non-Cash | -$520 | $17 | $13 | $20 |
| Operating Cash Flow | $249 | $141 | -$296 | $64 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | $26 | -$26 | -$41 | -$38 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $2,384 | -$2,384 | -$5,904 | -$10,464 |
| Inv. Sales/Matur. | -$2,707 | $2,707 | $4,261 | $10,925 |
| Other Inv. Act. | $22 | -$355 | -$135 | -$718 |
| Investing Cash Flow | -$275 | -$58 | -$1,819 | -$294 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $151 | -$49 | $128 | $329 |
| Stock Issued | $2 | $0 | $0 | $0 |
| Stock Repurch. | -$70 | -$0 | -$3 | -$9 |
| Dividends Paid | -$66 | -$67 | -$63 | -$63 |
| Other Fin. Act. | $834 | -$705 | -$328 | $1,009 |
| Financing Cash Flow | $851 | -$821 | -$266 | $1,266 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $824 | -$737 | -$2,381 | $1,036 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $7,116 | $7,853 | $10,234 | $9,198 |
| End Cash | $7,940 | $7,116 | $7,853 | $10,234 |
| Free Cash Flow | $316 | $115 | -$337 | $27 |