Citizens Financial Group, Inc.
CFG · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $3,088 | $3,007 | $2,896 | $3,026 |
| % Growth | 2.7% | 3.8% | -4.3% | – |
| Cost of Goods Sold | $1,124 | $1,134 | $1,114 | $1,212 |
| Gross Profit | $1,964 | $1,873 | $1,782 | $1,814 |
| % Margin | 63.6% | 62.3% | 61.5% | 59.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $737 | $719 | $734 | $674 |
| SG&A Expenses | $781 | $764 | $774 | $720 |
| Sales & Mktg Exp. | $44 | $45 | $40 | $46 |
| Other Operating Expenses | $554 | $555 | $540 | $586 |
| Operating Expenses | $1,335 | $1,319 | $1,314 | $1,306 |
| Operating Income | $629 | $554 | $468 | $508 |
| % Margin | 20.4% | 18.4% | 16.2% | 16.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $629 | $554 | $468 | $508 |
| Tax Expense | $135 | $118 | $95 | $107 |
| Net Income | $494 | $436 | $373 | $401 |
| % Margin | 16% | 14.5% | 12.9% | 13.3% |
| EPS | 1.06 | 0.93 | 0.78 | 0.83 |
| % Growth | 14% | 19.2% | -6% | – |
| EPS Diluted | 1.05 | 0.92 | 0.77 | 0.83 |
| Weighted Avg Shares Out | 431 | 434 | 438 | 441 |
| Weighted Avg Shares Out Dil | 435 | 437 | 442 | 445 |
| Supplemental Information | – | – | – | – |
| Interest Income | $2,458 | $2,407 | $2,352 | $2,462 |
| Interest Expense | $970 | $970 | $961 | $1,050 |
| Depreciation & Amortization | $119 | $124 | $123 | $124 |
| EBITDA | $748 | $678 | $591 | $632 |
| % Margin | 24.2% | 22.5% | 20.4% | 20.9% |