Citizens Financial Group, Inc.
CFG · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $494,000 | $436,000 | $373,000 | $401,000 |
| Dep. & Amort. | $119,000 | $124,000 | $123,000 | $124,000 |
| Deferred Tax | $22,000 | -$99,000 | -$16,000 | -$127,000 |
| Stock-Based Comp. | $23,000 | $43,000 | $31,000 | $21,000 |
| Change in WC | $670,000 | $188,000 | -$536,000 | -$8,000 |
| Other Non-Cash | $368,000 | $194,000 | -$188,000 | $72,000 |
| Operating Cash Flow | $1,696,000 | $886,000 | -$213,000 | $483,000 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$35,000 | -$33,000 | -$14,000 | -$48,000 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$1,420,000 | -$1,760,000 | -$2,365,000 | -$3,258,000 |
| Inv. Sales/Matur. | $1,251,000 | $1,636,000 | $1,638,000 | $2,892,000 |
| Other Inv. Act. | -$1,293,000 | -$1,271,000 | -$367,000 | $2,022,000 |
| Investing Cash Flow | -$1,497,000 | -$1,428,000 | -$1,108,000 | $1,608,000 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$2,128,000 | $451,000 | -$95,000 | -$1,560,000 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$75,000 | -$200,000 | -$200,000 | -$225,000 |
| Dividends Paid | -$184,000 | -$185,000 | -$186,000 | -$188,000 |
| Other Fin. Act. | $4,930,000 | -$2,484,000 | $2,776,000 | -$395,000 |
| Financing Cash Flow | $2,903,000 | -$2,451,000 | $2,261,000 | -$2,405,000 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $3,102,000 | -$2,993,000 | $940,000 | -$314,000 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $8,548,000 | $11,541,000 | $10,601,000 | $10,915,000 |
| End Cash | $11,650,000 | $8,548,000 | $11,541,000 | $10,601,000 |
| Free Cash Flow | $1,661,000 | $853,000 | -$227,000 | $435,000 |