C&F Financial Corporation
CFFI · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $47 | $47 | $43 | $42 |
| % Growth | -0.5% | 9.8% | 0.5% | – |
| Cost of Goods Sold | $15 | $13 | $14 | $15 |
| Gross Profit | $32 | $34 | $29 | $28 |
| % Margin | 68.9% | 72.2% | 67.2% | 65% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $15 | $15 | $14 | $13 |
| SG&A Expenses | $15 | $16 | $14 | $13 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $0 |
| Other Operating Expenses | $8 | $9 | $8 | $7 |
| Operating Expenses | $23 | $24 | $22 | $20 |
| Operating Income | $9 | $10 | $7 | $7 |
| % Margin | 18.9% | 20.6% | 15.3% | 17% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $9 | $10 | $7 | $7 |
| Tax Expense | $2 | $2 | $1 | $1 |
| Net Income | $7 | $8 | $5 | $6 |
| % Margin | 15.2% | 16.4% | 12.6% | 14.2% |
| EPS | 2.19 | 2.37 | 1.66 | 1.87 |
| % Growth | -7.6% | 42.8% | -11.2% | – |
| EPS Diluted | 2.19 | 2.37 | 1.66 | 1.87 |
| Weighted Avg Shares Out | 3 | 3 | 3 | 3 |
| Weighted Avg Shares Out Dil | 3 | 3 | 3 | 3 |
| Supplemental Information | – | – | – | – |
| Interest Income | $39 | $37 | $36 | $36 |
| Interest Expense | $12 | $11 | $11 | $11 |
| Depreciation & Amortization | $1 | $1 | $1 | $1 |
| EBITDA | $10 | $11 | $8 | $8 |
| % Margin | 21% | 22.7% | 17.6% | 19.4% |