CF Bankshares Inc.
CFBK · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $122,164 | $111,691 | $70,280 | $63,636 |
| % Growth | 9.4% | 58.9% | 10.4% | – |
| Cost of Goods Sold | $78,482 | $62,956 | $19,761 | $8,709 |
| Gross Profit | $43,682 | $48,735 | $50,519 | $54,927 |
| % Margin | 35.8% | 43.6% | 71.9% | 86.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $17,023 | $17,595 | $17,064 | $18,966 |
| SG&A Expenses | $17,157 | $17,931 | $17,495 | $22,027 |
| Sales & Mktg Exp. | $134 | $336 | $431 | $3,061 |
| Other Operating Expenses | $10,381 | $9,819 | $10,432 | $10,082 |
| Operating Expenses | $27,538 | $27,750 | $27,927 | $32,109 |
| Operating Income | $16,144 | $20,985 | $22,592 | $22,818 |
| % Margin | 13.2% | 18.8% | 32.1% | 35.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $16,144 | $20,985 | $22,592 | $22,818 |
| Tax Expense | $2,757 | $4,048 | $4,428 | $4,365 |
| Net Income | $13,387 | $16,937 | $18,164 | $18,453 |
| % Margin | 11% | 15.2% | 25.8% | 29% |
| EPS | 2.08 | 2.64 | 2.84 | 2.84 |
| % Growth | -21.2% | -7% | 0% | – |
| EPS Diluted | 2.06 | 2.63 | 2.78 | 2.77 |
| Weighted Avg Shares Out | 6,275 | 6,421 | 6,397 | 6,508 |
| Weighted Avg Shares Out Dil | 6,309 | 6,447 | 6,535 | 6,650 |
| Supplemental Information | – | – | – | – |
| Interest Income | $117,714 | $107,687 | $67,416 | $52,114 |
| Interest Expense | $71,745 | $60,639 | $18,974 | $10,309 |
| Depreciation & Amortization | $486 | $567 | $496 | $435 |
| EBITDA | $16,630 | $21,552 | $23,088 | $23,253 |
| % Margin | 13.6% | 19.3% | 32.9% | 36.5% |