Community Bank System, Inc.
CBU · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $940,714 | $755,980 | $702,454 | $633,655 |
| % Growth | 24.4% | 7.6% | 10.9% | – |
| Cost of Goods Sold | $217,184 | $115,306 | $37,872 | $4,169 |
| Gross Profit | $723,530 | $640,674 | $664,582 | $629,486 |
| % Margin | 76.9% | 84.7% | 94.6% | 99.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $300,779 | $281,803 | $257,339 | $241,501 |
| SG&A Expenses | $316,838 | $297,534 | $270,434 | $250,820 |
| Sales & Mktg Exp. | $16,059 | $15,731 | $13,095 | $9,319 |
| Other Operating Expenses | $169,987 | $174,909 | $153,834 | $137,318 |
| Operating Expenses | $486,825 | $472,443 | $424,268 | $388,138 |
| Operating Income | $236,705 | $168,231 | $240,314 | $241,348 |
| % Margin | 25.2% | 22.3% | 34.2% | 38.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $236,705 | $168,231 | $240,314 | $241,348 |
| Tax Expense | $54,224 | $36,307 | $52,233 | $51,654 |
| Net Income | $182,481 | $131,924 | $188,081 | $189,694 |
| % Margin | 19.4% | 17.5% | 26.8% | 29.9% |
| EPS | 3.44 | 2.45 | 3.48 | 3.51 |
| % Growth | 40.4% | -29.6% | -0.9% | – |
| EPS Diluted | 3.44 | 2.45 | 3.46 | 3.48 |
| Weighted Avg Shares Out | 52,755 | 53,601 | 53,896 | 53,977 |
| Weighted Avg Shares Out Dil | 52,883 | 53,725 | 54,208 | 54,400 |
| Supplemental Information | – | – | – | – |
| Interest Income | $643,528 | $541,388 | $443,729 | $387,420 |
| Interest Expense | $194,411 | $104,103 | $23,099 | $13,008 |
| Depreciation & Amortization | $28,657 | $28,351 | $30,426 | $30,162 |
| EBITDA | $265,362 | $196,582 | $270,740 | $271,510 |
| % Margin | 28.2% | 26% | 38.5% | 42.8% |