Community Bank System, Inc.
CBU · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $256,170 | $247,386 | $243,683 | $246,245 |
| % Growth | 3.6% | 1.5% | -1% | – |
| Cost of Goods Sold | $54,682 | $52,247 | $54,125 | $56,166 |
| Gross Profit | $201,488 | $195,139 | $189,558 | $190,079 |
| % Margin | 78.7% | 78.9% | 77.8% | 77.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $76,532 | $79,021 | $76,442 | $76,247 |
| SG&A Expenses | $81,117 | $83,022 | $79,572 | $80,757 |
| Sales & Mktg Exp. | $4,585 | $4,001 | $3,130 | $4,510 |
| Other Operating Expenses | $47,202 | $46,080 | $45,718 | $44,782 |
| Operating Expenses | $128,319 | $129,102 | $125,290 | $125,539 |
| Operating Income | $73,169 | $66,037 | $64,268 | $64,540 |
| % Margin | 28.6% | 26.7% | 26.4% | 26.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $73,169 | $66,037 | $64,268 | $64,540 |
| Tax Expense | $18,081 | $14,706 | $14,654 | $14,747 |
| Net Income | $55,088 | $51,331 | $49,614 | $49,793 |
| % Margin | 21.5% | 20.7% | 20.4% | 20.2% |
| EPS | 1.04 | 0.97 | 0.94 | 0.94 |
| % Growth | 7.2% | 3.2% | 0% | – |
| EPS Diluted | 1.04 | 0.97 | 0.94 | 0.93 |
| Weighted Avg Shares Out | 53,036 | 52,781 | 52,781 | 52,971 |
| Weighted Avg Shares Out Dil | 53,036 | 53,117 | 52,781 | 53,078 |
| Supplemental Information | – | – | – | – |
| Interest Income | $177,283 | $172,878 | $167,647 | $169,931 |
| Interest Expense | $49,118 | $48,130 | $47,435 | $49,958 |
| Depreciation & Amortization | $7,320 | $7,218 | $7,320 | $7,191 |
| EBITDA | $80,489 | $73,255 | $71,588 | $71,731 |
| % Margin | 31.4% | 29.6% | 29.4% | 29.1% |