Community Bank System, Inc.
CBU · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $256 | $247 | $244 | $246 |
| % Growth | 3.6% | 1.5% | -1% | – |
| Cost of Goods Sold | $55 | $52 | $54 | $56 |
| Gross Profit | $201 | $195 | $190 | $190 |
| % Margin | 78.7% | 78.9% | 77.8% | 77.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $77 | $79 | $76 | $76 |
| SG&A Expenses | $81 | $83 | $80 | $81 |
| Sales & Mktg Exp. | $5 | $4 | $3 | $5 |
| Other Operating Expenses | $47 | $46 | $46 | $45 |
| Operating Expenses | $128 | $129 | $125 | $126 |
| Operating Income | $73 | $66 | $64 | $65 |
| % Margin | 28.6% | 26.7% | 26.4% | 26.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $73 | $66 | $64 | $65 |
| Tax Expense | $18 | $15 | $15 | $15 |
| Net Income | $55 | $51 | $50 | $50 |
| % Margin | 21.5% | 20.7% | 20.4% | 20.2% |
| EPS | 1.04 | 0.97 | 0.94 | 0.94 |
| % Growth | 7.2% | 3.2% | 0% | – |
| EPS Diluted | 1.04 | 0.97 | 0.94 | 0.93 |
| Weighted Avg Shares Out | 53 | 53 | 53 | 53 |
| Weighted Avg Shares Out Dil | 53 | 53 | 53 | 53 |
| Supplemental Information | – | – | – | – |
| Interest Income | $177 | $173 | $168 | $170 |
| Interest Expense | $49 | $48 | $47 | $50 |
| Depreciation & Amortization | $7 | $7 | $7 | $7 |
| EBITDA | $80 | $73 | $72 | $72 |
| % Margin | 31.4% | 29.6% | 29.4% | 29.1% |