Capital Bancorp, Inc.
CBNK · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $74,845 | $76,713 | $75,309 | $71,189 |
| % Growth | -2.4% | 1.9% | 5.8% | – |
| Cost of Goods Sold | $17,738 | $21,021 | $18,959 | $25,330 |
| Gross Profit | $57,107 | $55,692 | $56,350 | $45,859 |
| % Margin | 76.3% | 72.6% | 74.8% | 64.4% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $25,382 | $18,460 | $18,067 | -$3,966 |
| SG&A Expenses | $27,096 | $19,831 | $19,846 | -$2,934 |
| Sales & Mktg Exp. | $1,714 | $1,371 | $1,779 | $1,032 |
| Other Operating Expenses | $10,144 | $18,762 | $18,207 | $38,017 |
| Operating Expenses | $37,240 | $38,593 | $38,053 | $35,083 |
| Operating Income | $19,867 | $17,099 | $18,297 | $10,776 |
| % Margin | 26.5% | 22.3% | 24.3% | 15.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $19,867 | $17,099 | $18,297 | $10,776 |
| Tax Expense | $4,802 | $3,963 | $4,365 | $3,243 |
| Net Income | $15,065 | $13,136 | $13,932 | $7,533 |
| % Margin | 20.1% | 17.1% | 18.5% | 10.6% |
| EPS | 0.91 | 0.79 | 0.84 | 0.45 |
| % Growth | 15.2% | -6% | 86.7% | – |
| EPS Diluted | 0.89 | 0.78 | 0.82 | 0.45 |
| Weighted Avg Shares Out | 16,586 | 16,584 | 16,666 | 16,595 |
| Weighted Avg Shares Out Dil | 16,844 | 16,802 | 16,925 | 16,729 |
| Supplemental Information | – | – | – | – |
| Interest Income | $64,891 | $64,586 | $62,760 | $61,707 |
| Interest Expense | $12,871 | $16,940 | $16,713 | $17,380 |
| Depreciation & Amortization | $1,069 | $994 | $895 | $2,965 |
| EBITDA | $20,936 | $18,093 | $19,192 | $13,741 |
| % Margin | 28% | 23.6% | 25.5% | 19.3% |