Cass Information Systems, Inc.
CASS · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $219,894 | $213,227 | $187,308 | $155,188 |
| % Growth | 3.1% | 13.8% | 20.7% | – |
| Cost of Goods Sold | $123,838 | $118,144 | $107,824 | $92,025 |
| Gross Profit | $96,056 | $95,083 | $79,484 | $63,163 |
| % Margin | 43.7% | 44.6% | 42.4% | 40.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $11,293 | $3,560 | $3,676 | $3,824 |
| SG&A Expenses | $14,830 | $6,812 | $6,565 | $6,451 |
| Sales & Mktg Exp. | $3,537 | $3,252 | $2,889 | $2,627 |
| Other Operating Expenses | $0 | $0 | $0 | $0 |
| Operating Expenses | $14,830 | $6,812 | $6,565 | $6,451 |
| Operating Income | $81,226 | $88,271 | $72,919 | $56,712 |
| % Margin | 36.9% | 41.4% | 38.9% | 36.5% |
| Other Income/Exp. Net | -$57,007 | -$50,915 | -$30,019 | -$22,891 |
| Pre-Tax Income | $24,219 | $37,356 | $42,900 | $33,821 |
| Tax Expense | $5,051 | $7,297 | $7,996 | $5,217 |
| Net Income | $19,168 | $30,059 | $34,904 | $28,604 |
| % Margin | 8.7% | 14.1% | 18.6% | 18.4% |
| EPS | 1.42 | 2.22 | 2.58 | 2.03 |
| % Growth | -36% | -14% | 27.1% | – |
| EPS Diluted | 1.39 | 2.18 | 2.53 | 2 |
| Weighted Avg Shares Out | 13,502 | 13,789 | 13,553 | 14,302 |
| Weighted Avg Shares Out Dil | 13,778 | 13,816 | 13,808 | 14,330 |
| Supplemental Information | – | – | – | – |
| Interest Income | $88,045 | $82,760 | $62,326 | $44,326 |
| Interest Expense | $20,258 | $16,266 | $3,482 | $0 |
| Depreciation & Amortization | $5,987 | $4,969 | $4,701 | $5,172 |
| EBITDA | $50,464 | $58,591 | $51,083 | $40,164 |
| % Margin | 22.9% | 27.5% | 27.3% | 25.9% |