Pathward Financial, Inc.
CASH · NASDAQ
9/30/2025 | 9/30/2024 | 9/30/2023 | 9/30/2022 | |
|---|---|---|---|---|
| Revenue | $685,230 | $626,195 | $588,250 | $523,395 |
| % Growth | 9.4% | 6.5% | 12.4% | – |
| Cost of Goods Sold | $68,372 | $63,894 | $68,228 | $61,664 |
| Gross Profit | $616,858 | $562,301 | $520,022 | $461,731 |
| % Margin | 90% | 89.8% | 88.4% | 88.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $200,495 | $201,472 | $184,318 | $171,126 |
| SG&A Expenses | $200,495 | $201,472 | $184,318 | $171,126 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $193,310 | $162,038 | $153,573 | $110,302 |
| Operating Expenses | $393,805 | $363,510 | $337,891 | $281,428 |
| Operating Income | $213,924 | $198,791 | $182,131 | $180,303 |
| % Margin | 31.2% | 31.7% | 31% | 34.4% |
| Other Income/Exp. Net | $9,129 | $0 | $0 | $0 |
| Pre-Tax Income | $223,053 | $198,791 | $182,131 | $180,303 |
| Tax Expense | $36,266 | $29,141 | $16,324 | $26,201 |
| Net Income | $185,872 | $168,357 | $163,615 | $151,134 |
| % Margin | 27.1% | 26.9% | 27.8% | 28.9% |
| EPS | 7.91 | 6.63 | 6.01 | 5.26 |
| % Growth | 19.3% | 10.3% | 14.3% | – |
| EPS Diluted | 7.87 | 6.62 | 5.99 | 5.26 |
| Weighted Avg Shares Out | 23,397 | 25,170 | 26,833 | 29,227 |
| Weighted Avg Shares Out Dil | 23,523 | 25,202 | 26,926 | 29,232 |
| Supplemental Information | – | – | – | – |
| Interest Income | $523,392 | $476,351 | $398,735 | $329,438 |
| Interest Expense | $11,598 | $21,233 | $10,874 | $4,872 |
| Depreciation & Amortization | $59,725 | $57,765 | $64,955 | $61,601 |
| EBITDA | $208,009 | $256,556 | $247,086 | $241,904 |
| % Margin | 30.4% | 41% | 42% | 46.2% |