Pathward Financial, Inc.
CASH · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $155,354 | $158,093 | $235,909 | $135,875 |
| % Growth | -1.7% | -33% | 73.6% | – |
| Cost of Goods Sold | -$4,943 | $10,557 | $40,991 | $21,767 |
| Gross Profit | $160,297 | $147,536 | $194,918 | $114,108 |
| % Margin | 103.2% | 93.3% | 82.6% | 84% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $50,739 | $48,559 | $51,905 | $49,292 |
| SG&A Expenses | $50,739 | $48,559 | $51,905 | $49,292 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $61,190 | $51,822 | $51,653 | $28,645 |
| Operating Expenses | $111,929 | $100,381 | $103,558 | $77,937 |
| Operating Income | $51,693 | $47,155 | $91,360 | $36,171 |
| % Margin | 33.3% | 29.8% | 38.7% | 26.6% |
| Other Income/Exp. Net | -$3,325 | $0 | $0 | $0 |
| Pre-Tax Income | $48,368 | $47,155 | $91,360 | $36,171 |
| Tax Expense | $9,300 | $4,795 | $16,166 | $6,005 |
| Net Income | $38,801 | $42,147 | $74,957 | $29,967 |
| % Margin | 25% | 26.7% | 31.8% | 22.1% |
| EPS | 1.7 | 1.82 | 3.16 | 1.23 |
| % Growth | -6.6% | -42.4% | 156.9% | – |
| EPS Diluted | 1.69 | 1.81 | 3.14 | 1.23 |
| Weighted Avg Shares Out | 22,708 | 23,006 | 23,657 | 24,222 |
| Weighted Avg Shares Out Dil | 22,842 | 23,140 | 23,776 | 24,280 |
| Supplemental Information | – | – | – | – |
| Interest Income | $129,439 | $123,592 | $142,004 | $128,357 |
| Interest Expense | $1,488 | $1,279 | $5,725 | $3,106 |
| Depreciation & Amortization | $14,302 | $15,093 | $15,412 | $14,918 |
| EBITDA | $62,670 | $62,248 | $106,772 | $51,089 |
| % Margin | 40.3% | 39.4% | 45.3% | 37.6% |