Credit Acceptance Corporation
CACC · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $2,134,300 | $1,879,800 | $1,823,000 | $1,850,900 |
| % Growth | 13.5% | 3.1% | -1.5% | – |
| Cost of Goods Sold | $802,200 | $617,400 | $475,000 | $421,100 |
| Gross Profit | $1,332,100 | $1,262,400 | $1,348,000 | $1,429,800 |
| % Margin | 62.4% | 67.2% | 73.9% | 77.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $97,900 | $87,200 | $88,700 | $100,300 |
| SG&A Expenses | $192,300 | $178,900 | $164,300 | $165,600 |
| Sales & Mktg Exp. | $94,400 | $91,700 | $75,600 | $65,300 |
| Other Operating Expenses | $814,700 | $736,200 | $481,400 | $8,400 |
| Operating Expenses | $1,007,000 | $915,100 | $645,700 | $174,000 |
| Operating Income | $325,100 | $347,300 | $702,300 | $1,255,800 |
| % Margin | 15.2% | 18.5% | 38.5% | 67.8% |
| Other Income/Exp. Net | $4,400 | $20,300 | $9,400 | $5,100 |
| Pre-Tax Income | $329,500 | $367,600 | $711,700 | $1,260,900 |
| Tax Expense | $81,600 | $81,500 | $175,900 | $302,600 |
| Net Income | $247,900 | $286,100 | $535,800 | $958,300 |
| % Margin | 11.6% | 15.2% | 29.4% | 51.8% |
| EPS | 20.12 | 22.09 | 39.5 | 59.57 |
| % Growth | -8.9% | -44.1% | -33.7% | – |
| EPS Diluted | 19.88 | 21.99 | 39.32 | 59.52 |
| Weighted Avg Shares Out | 12,323 | 12,953 | 13,564 | 16,086 |
| Weighted Avg Shares Out Dil | 12,469 | 13,011 | 13,625 | 16,101 |
| Supplemental Information | – | – | – | – |
| Interest Income | $26,200 | $19,700 | $6,600 | $1,200 |
| Interest Expense | $0 | $0 | $0 | $0 |
| Depreciation & Amortization | $27,800 | $26,600 | $25,600 | $26,300 |
| EBITDA | $352,900 | $373,900 | $727,900 | $1,282,100 |
| % Margin | 16.5% | 19.9% | 39.9% | 69.3% |