Credit Acceptance Corporation
CACC · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $2,134 | $1,880 | $1,823 | $1,851 |
| % Growth | 13.5% | 3.1% | -1.5% | – |
| Cost of Goods Sold | $802 | $617 | $475 | $421 |
| Gross Profit | $1,332 | $1,262 | $1,348 | $1,430 |
| % Margin | 62.4% | 67.2% | 73.9% | 77.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $98 | $87 | $89 | $100 |
| SG&A Expenses | $192 | $179 | $164 | $166 |
| Sales & Mktg Exp. | $94 | $92 | $76 | $65 |
| Other Operating Expenses | $815 | $736 | $481 | $8 |
| Operating Expenses | $1,007 | $915 | $646 | $174 |
| Operating Income | $325 | $347 | $702 | $1,256 |
| % Margin | 15.2% | 18.5% | 38.5% | 67.8% |
| Other Income/Exp. Net | $4 | $20 | $9 | $5 |
| Pre-Tax Income | $330 | $368 | $712 | $1,261 |
| Tax Expense | $82 | $82 | $176 | $303 |
| Net Income | $248 | $286 | $536 | $958 |
| % Margin | 11.6% | 15.2% | 29.4% | 51.8% |
| EPS | 20.12 | 22.09 | 39.5 | 59.57 |
| % Growth | -8.9% | -44.1% | -33.7% | – |
| EPS Diluted | 19.88 | 21.99 | 39.32 | 59.52 |
| Weighted Avg Shares Out | 12 | 13 | 14 | 16 |
| Weighted Avg Shares Out Dil | 12 | 13 | 14 | 16 |
| Supplemental Information | – | – | – | – |
| Interest Income | $26 | $20 | $7 | $1 |
| Interest Expense | $0 | $0 | $0 | $0 |
| Depreciation & Amortization | $28 | $27 | $26 | $26 |
| EBITDA | $353 | $374 | $728 | $1,282 |
| % Margin | 16.5% | 19.9% | 39.9% | 69.3% |