Credit Acceptance Corporation
CACC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $576,400 | $575,600 | $562,300 | $557,700 |
| % Growth | 0.1% | 2.4% | 0.8% | – |
| Cost of Goods Sold | $220,400 | $221,600 | $219,400 | $206,600 |
| Gross Profit | $356,000 | $354,000 | $342,900 | $351,100 |
| % Margin | 61.8% | 61.5% | 61% | 63% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $36,300 | $45,200 | $22,100 | $22,000 |
| SG&A Expenses | $61,100 | $71,800 | $46,900 | $44,000 |
| Sales & Mktg Exp. | $24,800 | $26,600 | $24,800 | $22,000 |
| Other Operating Expenses | $152,000 | $172,600 | $161,900 | $123,400 |
| Operating Expenses | $213,100 | $244,400 | $208,800 | $167,400 |
| Operating Income | $142,900 | $109,600 | $134,100 | $183,700 |
| % Margin | 24.8% | 19% | 23.8% | 32.9% |
| Other Income/Exp. Net | $6,000 | $8,200 | $7,600 | $8,200 |
| Pre-Tax Income | $148,900 | $117,800 | $141,700 | $191,900 |
| Tax Expense | $40,700 | $30,400 | $35,400 | $40,000 |
| Net Income | $108,200 | $87,400 | $106,300 | $151,900 |
| % Margin | 18.8% | 15.2% | 18.9% | 27.2% |
| EPS | 9.62 | 7.55 | 8.79 | 12.33 |
| % Growth | 27.4% | -14.1% | -28.7% | – |
| EPS Diluted | 9.43 | 7.42 | 8.66 | 12.26 |
| Weighted Avg Shares Out | 11,248 | 11,574 | 12,091 | 12,256 |
| Weighted Avg Shares Out Dil | 11,473 | 11,772 | 12,279 | 12,388 |
| Supplemental Information | – | – | – | – |
| Interest Income | $5,700 | $7,800 | $8,400 | $7,600 |
| Interest Expense | $0 | $0 | $0 | $0 |
| Depreciation & Amortization | $6,800 | $6,800 | $6,900 | $6,900 |
| EBITDA | $149,700 | $116,400 | $141,000 | $190,600 |
| % Margin | 26% | 20.2% | 25.1% | 34.2% |