Credit Acceptance Corporation

CACC · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$576$576$562$558
% Growth0.1%2.4%0.8%
Cost of Goods Sold$220$222$219$207
Gross Profit$356$354$343$351
% Margin61.8%61.5%61%63%
R&D Expenses$0$0$0$0
G&A Expenses$36$45$22$22
SG&A Expenses$61$72$47$44
Sales & Mktg Exp.$25$27$25$22
Other Operating Expenses$152$173$162$123
Operating Expenses$213$244$209$167
Operating Income$143$110$134$184
% Margin24.8%19%23.8%32.9%
Other Income/Exp. Net$6$8$8$8
Pre-Tax Income$149$118$142$192
Tax Expense$41$30$35$40
Net Income$108$87$106$152
% Margin18.8%15.2%18.9%27.2%
EPS9.627.558.7912.33
% Growth27.4%-14.1%-28.7%
EPS Diluted9.437.428.6612.26
Weighted Avg Shares Out11121212
Weighted Avg Shares Out Dil11121212
Supplemental Information
Interest Income$6$8$8$8
Interest Expense$0$0$0$0
Depreciation & Amortization$7$7$7$7
EBITDA$150$116$141$191
% Margin26%20.2%25.1%34.2%