Credit Acceptance Corporation
CACC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $108,200 | $87,400 | $106,300 | $151,900 |
| Dep. & Amort. | $6,800 | $6,800 | $6,900 | $6,900 |
| Deferred Tax | -$7,900 | -$14,900 | $1,600 | -$103,800 |
| Stock-Based Comp. | $12,100 | $12,700 | $12,900 | $12,800 |
| Change in WC | $28,300 | -$124,800 | $55,200 | $114,700 |
| Other Non-Cash | $151,900 | $172,500 | $163,300 | $123,700 |
| Operating Cash Flow | $299,400 | $139,700 | $346,200 | $306,200 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$600 | -$300 | -$300 | -$700 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $0 | $0 | -$10,300 | $0 |
| Inv. Sales/Matur. | $2,200 | $0 | $8,800 | $13,000 |
| Other Inv. Act. | -$129,200 | -$193,900 | -$289,800 | -$199,500 |
| Investing Cash Flow | -$127,600 | -$194,200 | -$291,600 | -$187,200 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$104,200 | -$239,700 | $356,300 | $98,600 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$107,400 | -$262,200 | -$164,400 | -$61,400 |
| Dividends Paid | $0 | $0 | $0 | $0 |
| Other Fin. Act. | -$25,200 | -$400 | $29,100 | -$27,500 |
| Financing Cash Flow | -$236,800 | -$502,300 | $221,000 | $9,700 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | -$65,000 | -$556,800 | $275,600 | $128,700 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $563,800 | $1,120,600 | $845,000 | $716,300 |
| End Cash | $498,800 | $563,800 | $1,120,600 | $845,000 |
| Free Cash Flow | $298,800 | $139,400 | $345,900 | $305,500 |