Credit Acceptance Corporation
CACC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $108 | $87 | $106 | $152 |
| Dep. & Amort. | $7 | $7 | $7 | $7 |
| Deferred Tax | -$8 | -$15 | $2 | -$104 |
| Stock-Based Comp. | $12 | $13 | $13 | $13 |
| Change in WC | $28 | -$125 | $55 | $115 |
| Other Non-Cash | $152 | $173 | $163 | $124 |
| Operating Cash Flow | $299 | $140 | $346 | $306 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$1 | -$0 | -$0 | -$1 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $0 | $0 | -$10 | $0 |
| Inv. Sales/Matur. | $2 | $0 | $9 | $13 |
| Other Inv. Act. | -$129 | -$194 | -$290 | -$200 |
| Investing Cash Flow | -$128 | -$194 | -$292 | -$187 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$104 | -$240 | $356 | $99 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$107 | -$262 | -$164 | -$61 |
| Dividends Paid | $0 | $0 | $0 | $0 |
| Other Fin. Act. | -$25 | -$0 | $29 | -$28 |
| Financing Cash Flow | -$237 | -$502 | $221 | $10 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | -$65 | -$557 | $276 | $129 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $564 | $1,121 | $845 | $716 |
| End Cash | $499 | $564 | $1,121 | $845 |
| Free Cash Flow | $299 | $139 | $346 | $306 |