Bridgewater Bancshares, Inc.

BWB · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$75,385$72,453$67,336$65,431
% Growth4%7.6%2.9%
Cost of Goods Sold$40,642$38,746$37,000$38,532
Gross Profit$34,743$33,707$30,336$26,899
% Margin46.1%46.5%45.1%41.1%
R&D Expenses$0$0$0$0
G&A Expenses$13,004$12,113$11,821$11,214
SG&A Expenses$13,662$12,548$12,148$11,693
Sales & Mktg Exp.$658$435$327$479
Other Operating Expenses$5,985$6,021$5,537$4,693
Operating Expenses$19,647$18,569$17,685$16,386
Operating Income$15,096$15,138$12,651$10,513
% Margin20%20.9%18.8%16.1%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$15,096$15,138$12,651$10,513
Tax Expense$3,495$3,618$3,018$2,309
Net Income$11,601$11,520$9,633$8,204
% Margin15.4%15.9%14.3%12.5%
EPS0.390.380.310.26
% Growth2.6%22.6%19.2%
EPS Diluted0.380.380.310.26
Weighted Avg Shares Out27,56927,56927,56927,459
Weighted Avg Shares Out Dil28,03728,03728,03728,056
Supplemental Information
Interest Income$73,633$69,198$65,708$63,324
Interest Expense$39,542$36,746$35,500$36,357
Depreciation & Amortization$994$571$1,425$1,095
EBITDA$16,090$15,709$14,076$11,608
% Margin21.3%21.7%20.9%17.7%