Bank of the Philippine Islands
BPHLY · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $66,883,296 | $63,846,920 | $61,100,517 | $60,861,784 |
| % Growth | 4.8% | 4.5% | 0.4% | – |
| Cost of Goods Sold | $17,108,802 | $15,995,947 | $16,397,677 | $16,534,398 |
| Gross Profit | $49,774,494 | $47,850,973 | $44,702,840 | $44,327,386 |
| % Margin | 74.4% | 74.9% | 73.2% | 72.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $0 |
| SG&A Expenses | $0 | $0 | $0 | $0 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $27,250,515 | $26,699,960 | $23,298,342 | $26,182,881 |
| Operating Expenses | $27,250,515 | $26,699,960 | $23,298,342 | $26,182,881 |
| Operating Income | $22,523,979 | $21,151,013 | $21,404,498 | $18,144,505 |
| % Margin | 33.7% | 33.1% | 35% | 29.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $22,523,979 | $21,151,013 | $21,404,498 | $18,144,505 |
| Tax Expense | $86,954 | $4,710,936 | $4,683,662 | $4,112,192 |
| Net Income | $17,525,931 | $16,316,433 | $16,641,650 | $14,063,563 |
| % Margin | 26.2% | 25.6% | 27.2% | 23.1% |
| EPS | 1,326.8 | 1,235.2 | 1,264 | 1,068.2 |
| % Growth | 7.4% | -2.3% | 18.3% | – |
| EPS Diluted | 1,326.8 | 1,235.2 | 1,264 | 1,068.2 |
| Weighted Avg Shares Out | 13,210 | 13,210 | 13,180 | 13,165 |
| Weighted Avg Shares Out Dil | 13,210 | 13,210 | 13,180 | 13,165 |
| Supplemental Information | – | – | – | – |
| Interest Income | $55,017,060 | $52,733,716 | $50,813,890 | $50,275,317 |
| Interest Expense | $17,108,802 | $15,995,947 | $16,397,677 | $16,534,398 |
| Depreciation & Amortization | $1,463,000 | $1,421,000 | $1,246,000 | $1,368,000 |
| EBITDA | $23,986,979 | $22,572,013 | $22,650,498 | $19,512,505 |
| % Margin | 35.9% | 35.4% | 37.1% | 32.1% |