Bank of the Philippine Islands
BPHLF · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $232,451,000 | $179,523,000 | $136,722,000 | $112,446,000 |
| % Growth | 29.5% | 31.3% | 21.6% | – |
| Cost of Goods Sold | $62,368,000 | $41,222,000 | $18,202,000 | $15,034,000 |
| Gross Profit | $170,083,000 | $138,301,000 | $118,520,000 | $97,412,000 |
| % Margin | 73.2% | 77% | 86.7% | 86.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $2,287,000 | $1,693,000 | $1,524,000 | $1,180,000 |
| SG&A Expenses | $6,283,000 | $5,817,000 | $3,917,000 | $2,150,000 |
| Sales & Mktg Exp. | $3,996,000 | $4,124,000 | $2,393,000 | $970,000 |
| Other Operating Expenses | $84,057,000 | $67,273,000 | $63,235,000 | $61,725,000 |
| Operating Expenses | $90,340,000 | $73,090,000 | $67,152,000 | $63,875,000 |
| Operating Income | $79,743,000 | $65,211,000 | $51,368,000 | $33,537,000 |
| % Margin | 34.3% | 36.3% | 37.6% | 29.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $79,743,000 | $65,211,000 | $51,368,000 | $33,537,000 |
| Tax Expense | $17,503,000 | $13,299,000 | $11,532,000 | $9,427,000 |
| Net Income | $62,049,000 | $51,687,000 | $39,605,000 | $23,880,000 |
| % Margin | 26.7% | 28.8% | 29% | 21.2% |
| EPS | 11.78 | 10.9 | 8.78 | 5.29 |
| % Growth | 8.1% | 24.1% | 66% | – |
| EPS Diluted | 11.78 | 10.9 | 8.78 | 5.29 |
| Weighted Avg Shares Out | 5,266,000 | 4,741,000 | 4,513,000 | 4,513,000 |
| Weighted Avg Shares Out Dil | 5,266,000 | 4,741,000 | 4,513,000 | 4,513,000 |
| Supplemental Information | – | – | – | – |
| Interest Income | $189,954,000 | $145,572,000 | $103,268,000 | $84,617,000 |
| Interest Expense | $62,368,000 | $41,222,000 | $65,981 | $101,146 |
| Depreciation & Amortization | $5,257,000 | $6,615,000 | $5,445,000 | $6,249,000 |
| EBITDA | $85,000,000 | $71,826,000 | $56,813,000 | $39,786,000 |
| % Margin | 36.6% | 40% | 41.6% | 35.4% |