Bank of the Philippine Islands

BPHLF · OTC
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$67$64$61$61
% Growth4.8%4.5%0.4%
Cost of Goods Sold$17$16$16$17
Gross Profit$50$48$45$44
% Margin74.4%74.9%73.2%72.8%
R&D Expenses$0$0$0$0
G&A Expenses$0$0$0$0
SG&A Expenses$0$0$0$0
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$27$27$23$26
Operating Expenses$27$27$23$26
Operating Income$23$21$21$18
% Margin33.7%33.1%35%29.8%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$23$21$21$18
Tax Expense$5$5$5$4
Net Income$18$16$17$14
% Margin26.2%25.6%27.2%23.1%
EPS3.323.093.160
% Growth7.4%-2.2%
EPS Diluted3.323.093.160
Weighted Avg Shares Out5550
Weighted Avg Shares Out Dil5550
Supplemental Information
Interest Income$55$53$51$50
Interest Expense$17$16$16$17
Depreciation & Amortization$1$1$1$1
EBITDA$24$23$23$20
% Margin35.9%35.4%37.1%32.1%