Bank of the Philippine Islands
BPHLF · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $66,883 | $63,847 | $61,101 | $60,862 |
| % Growth | 4.8% | 4.5% | 0.4% | – |
| Cost of Goods Sold | $17,109 | $15,996 | $16,398 | $16,534 |
| Gross Profit | $49,774 | $47,851 | $44,703 | $44,327 |
| % Margin | 74.4% | 74.9% | 73.2% | 72.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $0 |
| SG&A Expenses | $0 | $0 | $0 | $0 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $27,251 | $26,700 | $23,298 | $26,183 |
| Operating Expenses | $27,251 | $26,700 | $23,298 | $26,183 |
| Operating Income | $22,524 | $21,151 | $21,404 | $18,145 |
| % Margin | 33.7% | 33.1% | 35% | 29.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $22,524 | $21,151 | $21,404 | $18,145 |
| Tax Expense | $4,965 | $4,711 | $4,684 | $4,112 |
| Net Income | $17,526 | $16,316 | $16,642 | $14,064 |
| % Margin | 26.2% | 25.6% | 27.2% | 23.1% |
| EPS | 3.32 | 3.09 | 3.16 | 0 |
| % Growth | 7.4% | -2.2% | – | – |
| EPS Diluted | 3.32 | 3.09 | 3.16 | 0 |
| Weighted Avg Shares Out | 5,284 | 5,284 | 5,272 | 0 |
| Weighted Avg Shares Out Dil | 5,284 | 5,284 | 5,272 | 0 |
| Supplemental Information | – | – | – | – |
| Interest Income | $55,017 | $52,734 | $50,814 | $50,275 |
| Interest Expense | $17,109 | $15,996 | $16,398 | $16,534 |
| Depreciation & Amortization | $1,463 | $1,421 | $1,246 | $1,368 |
| EBITDA | $23,987 | $22,572 | $22,650 | $19,513 |
| % Margin | 35.9% | 35.4% | 37.1% | 32.1% |