The Bank of Nova Scotia

BNS · NYSE
Analyze with AI
10/31/2025
7/31/2025
4/30/2025
1/31/2025
Revenue$18,208,000$17,956,000$17,947,000$19,066,000
% Growth1.4%0.1%-5.9%
Cost of Goods Sold$9,742,000$9,668,000$10,415,000$10,969,000
Gross Profit$8,466,000$8,288,000$7,532,000$8,097,000
% Margin46.5%46.2%42%42.5%
R&D Expenses$0$0$0$0
G&A Expenses$2,812,000$2,662,000$2,641,000$2,709,000
SG&A Expenses$3,000,000$2,831,000$2,800,000$2,865,000
Sales & Mktg Exp.$188,000$169,000$159,000$156,000
Other Operating Expenses$2,604,000$2,101,000$2,160,000$6,394,000
Operating Expenses$5,604,000$4,932,000$4,960,000$9,259,000
Operating Income$2,862,000$3,356,000$2,572,000$1,745,000
% Margin15.7%18.7%14.3%9.2%
Other Income/Exp. Net$0$0$0-$139,000
Pre-Tax Income$2,862,000$3,356,000$2,572,000$1,606,000
Tax Expense$656,000$829,000$540,000$726,000
Net Income$2,219,000$2,447,000$1,976,000$1,147,000
% Margin12.2%13.6%11%6%
EPS1.661.841.480.67
% Growth-9.8%24.3%120.9%
EPS Diluted1.651.841.480.66
Weighted Avg Shares Out1,244,0001,244,0001,246,0001,245,000
Weighted Avg Shares Out Dil1,245,0001,245,0001,246,0001,250,000
Supplemental Information
Interest Income$14,215,000$14,120,000$14,287,000$14,980,000
Interest Expense$8,629,000$8,627,000$9,017,000$9,807,000
Depreciation & Amortization$403,000$405,000$393,000$403,000
EBITDA$3,265,000$3,761,000$2,965,000$1,745,000
% Margin17.9%20.9%16.5%9.2%