Berkshire Hills Bancorp, Inc.
BHLB · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $646,111 | $619,081 | $456,194 | $419,371 |
| % Growth | 4.4% | 35.7% | 8.8% | – |
| Cost of Goods Sold | $286,351 | $239,251 | $53,660 | $37,399 |
| Gross Profit | $359,760 | $379,830 | $402,534 | $381,472 |
| % Margin | 55.7% | 61.4% | 88.2% | 91% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $167,848 | $166,300 | $155,846 | $154,348 |
| SG&A Expenses | $172,370 | $171,677 | $160,949 | $157,097 |
| Sales & Mktg Exp. | $4,522 | $5,377 | $5,103 | $2,749 |
| Other Operating Expenses | $107,875 | $129,831 | $127,767 | $75,854 |
| Operating Expenses | $280,245 | $301,508 | $288,716 | $232,951 |
| Operating Income | $79,515 | $78,322 | $113,818 | $149,021 |
| % Margin | 12.3% | 12.7% | 24.9% | 35.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $79,515 | $78,322 | $113,818 | $149,021 |
| Tax Expense | $18,512 | $8,724 | $21,285 | $30,357 |
| Net Income | $61,003 | $69,598 | $92,533 | $118,664 |
| % Margin | 9.4% | 11.2% | 20.3% | 28.3% |
| EPS | 1.44 | 1.61 | 2.03 | 2.41 |
| % Growth | -10.6% | -20.7% | -15.8% | – |
| EPS Diluted | 1.43 | 1.6 | 2.02 | 2.39 |
| Weighted Avg Shares Out | 42,508 | 43,288 | 45,564 | 49,240 |
| Weighted Avg Shares Out Dil | 42,761 | 43,504 | 45,914 | 49,554 |
| Supplemental Information | – | – | – | – |
| Interest Income | $613,938 | $576,299 | $387,257 | $329,065 |
| Interest Expense | $262,352 | $207,252 | $42,660 | $37,899 |
| Depreciation & Amortization | $11,585 | $13,265 | $14,710 | $16,235 |
| EBITDA | $91,100 | $91,587 | $128,528 | $165,256 |
| % Margin | 14.1% | 14.8% | 28.2% | 39.4% |