Berkshire Hills Bancorp, Inc.

BHLB · NYSE
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$216,161$173,221$169,054$173,687
% Growth24.8%2.5%-2.7%
Cost of Goods Sold$0$63,548$64,059$69,700
Gross Profit$0$109,673$104,943$103,987
% Margin0%63.3%62.1%59.9%
R&D Expenses$0$0$0$0
G&A Expenses$0$39,303$40,635$46,324
SG&A Expenses$1,583$40,844$41,902$48,337
Sales & Mktg Exp.$1,583$1,541$1,267$2,013
Other Operating Expenses$0$27,300$28,464$29,045
Operating Expenses$1,583$68,144$70,366$77,382
Operating Income$0$41,529$34,577$26,605
% Margin0%24%20.5%15.3%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income-$77,895$41,529$34,577$26,605
Tax Expense-$21,633$11,163$8,858$6,948
Net Income-$56,262$30,366$25,719$19,657
% Margin-26%17.5%15.2%11.3%
EPS-0.640.660.560.46
% Growth-197%17.9%21.7%
EPS Diluted-0.640.660.560.46
Weighted Avg Shares Out87,50945,73145,68442,508
Weighted Avg Shares Out Dil87,83346,04246,06142,761
Supplemental Information
Interest Income$0$151,469$148,330$150,555
Interest Expense$83,555$59,548$58,559$63,700
Depreciation & Amortization$0$2,575$2,627$2,693
EBITDA$5,660$44,104$37,031$29,298
% Margin2.6%25.5%21.9%16.9%