Berkshire Hills Bancorp, Inc.

BHLB · NYSE
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$216$173$169$174
% Growth24.8%2.5%-2.7%
Cost of Goods Sold$0$64$64$70
Gross Profit$0$110$105$104
% Margin0%63.3%62.1%59.9%
R&D Expenses$0$0$0$0
G&A Expenses$0$39$41$46
SG&A Expenses$2$41$42$48
Sales & Mktg Exp.$2$2$1$2
Other Operating Expenses$0$27$28$29
Operating Expenses$2$68$70$77
Operating Income$0$42$35$27
% Margin0%24%20.5%15.3%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income-$78$42$35$27
Tax Expense-$22$11$9$7
Net Income-$56$30$26$20
% Margin-26%17.5%15.2%11.3%
EPS-0.640.660.560.46
% Growth-197%17.9%21.7%
EPS Diluted-0.640.660.560.46
Weighted Avg Shares Out88464643
Weighted Avg Shares Out Dil88464643
Supplemental Information
Interest Income$0$151$148$151
Interest Expense$84$60$59$64
Depreciation & Amortization$0$3$3$3
EBITDA$6$44$37$29
% Margin2.6%25.5%21.9%16.9%