Southern California Bancorp
BCAL · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $184,577 | $126,901 | $98,018 | $71,565 |
| % Growth | 45.4% | 29.5% | 37% | – |
| Cost of Goods Sold | $78,504 | $30,299 | $11,745 | $4,562 |
| Gross Profit | $106,073 | $96,602 | $86,273 | $67,003 |
| % Margin | 57.5% | 76.1% | 88% | 93.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $51,255 | $40,098 | $38,015 | $35,519 |
| SG&A Expenses | $51,255 | $40,098 | $38,015 | $35,519 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $46,555 | $19,648 | $26,275 | $17,298 |
| Operating Expenses | $97,810 | $59,746 | $64,290 | $52,817 |
| Operating Income | $8,263 | $36,856 | $21,983 | $14,186 |
| % Margin | 4.5% | 29% | 22.4% | 19.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $8,263 | $36,856 | $21,983 | $14,186 |
| Tax Expense | $2,830 | $10,946 | $5,870 | $3,477 |
| Net Income | $5,433 | $25,910 | $16,113 | $10,709 |
| % Margin | 2.9% | 20.4% | 16.4% | 15% |
| EPS | 0.22 | 1.42 | 0.9 | 0.74 |
| % Growth | -84.5% | 57.8% | 21.6% | – |
| EPS Diluted | 0.22 | 1.39 | 0.88 | 0.72 |
| Weighted Avg Shares Out | 24,247 | 18,246 | 17,822 | 14,405 |
| Weighted Avg Shares Out Dil | 24,623 | 18,657 | 18,228 | 14,913 |
| Supplemental Information | – | – | – | – |
| Interest Income | $179,798 | $123,522 | $93,575 | $67,773 |
| Interest Expense | $56,814 | $29,384 | $5,789 | $3,362 |
| Depreciation & Amortization | $3,636 | $1,919 | $2,001 | $1,722 |
| EBITDA | $11,899 | $38,775 | $23,984 | $15,908 |
| % Margin | 6.4% | 30.6% | 24.5% | 22.2% |