Southern California Bancorp
BCAL · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $59,856 | $58,642 | $59,392 | $63,562 |
| % Growth | 2.1% | -1.3% | -6.6% | – |
| Cost of Goods Sold | $14,658 | $13,735 | $10,794 | $14,182 |
| Gross Profit | $45,198 | $44,907 | $48,598 | $49,380 |
| % Margin | 75.5% | 76.6% | 81.8% | 77.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $15,070 | $15,688 | $16,268 | $16,532 |
| SG&A Expenses | $15,070 | $15,688 | $16,268 | $16,532 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $8,312 | $9,145 | $8,653 | $9,593 |
| Operating Expenses | $23,382 | $24,833 | $24,921 | $26,125 |
| Operating Income | $21,816 | $20,074 | $23,678 | $23,255 |
| % Margin | 36.4% | 34.2% | 39.9% | 36.6% |
| Other Income/Exp. Net | $0 | $0 | -$1 | $0 |
| Pre-Tax Income | $21,816 | $20,074 | $23,677 | $23,255 |
| Tax Expense | $6,132 | $5,975 | $6,824 | $6,483 |
| Net Income | $15,684 | $14,099 | $16,853 | $16,772 |
| % Margin | 26.2% | 24% | 28.4% | 26.4% |
| EPS | 0.48 | 0.43 | 0.52 | 0.52 |
| % Growth | 11.6% | -17.3% | 0% | – |
| EPS Diluted | 0.48 | 0.43 | 0.52 | 0.51 |
| Weighted Avg Shares Out | 32,812 | 32,685 | 32,319 | 32,254 |
| Weighted Avg Shares Out Dil | 32,812 | 32,685 | 32,698 | 32,699 |
| Supplemental Information | – | – | – | – |
| Interest Income | $57,188 | $55,786 | $56,825 | $62,558 |
| Interest Expense | $14,673 | $14,369 | $14,570 | $18,017 |
| Depreciation & Amortization | $1,364 | $1,408 | $1,494 | $1,603 |
| EBITDA | $23,180 | $21,482 | $25,171 | $24,858 |
| % Margin | 38.7% | 36.6% | 42.4% | 39.1% |