Southern California Bancorp

BCAL · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$60$59$59$64
% Growth2.1%-1.3%-6.6%
Cost of Goods Sold$15$14$11$14
Gross Profit$45$45$49$49
% Margin75.5%76.6%81.8%77.7%
R&D Expenses$0$0$0$0
G&A Expenses$15$16$16$17
SG&A Expenses$15$16$16$17
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$8$9$9$10
Operating Expenses$23$25$25$26
Operating Income$22$20$24$23
% Margin36.4%34.2%39.9%36.6%
Other Income/Exp. Net$0$0-$0$0
Pre-Tax Income$22$20$24$23
Tax Expense$6$6$7$6
Net Income$16$14$17$17
% Margin26.2%24%28.4%26.4%
EPS0.480.430.520.52
% Growth11.6%-17.3%0%
EPS Diluted0.480.430.520.51
Weighted Avg Shares Out33333232
Weighted Avg Shares Out Dil33333333
Supplemental Information
Interest Income$57$56$57$63
Interest Expense$15$14$15$18
Depreciation & Amortization$1$1$1$2
EBITDA$23$21$25$25
% Margin38.7%36.6%42.4%39.1%