BayFirst Financial Corp.
BAFN · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $125,239 | $110,847 | $66,405 | $63,347 |
| % Growth | 13% | 66.9% | 4.8% | – |
| Cost of Goods Sold | $59,510 | $42,531 | $7,866 | $3,800 |
| Gross Profit | $65,729 | $68,316 | $58,539 | $59,547 |
| % Margin | 52.5% | 61.6% | 88.2% | 94% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $37,694 | $38,876 | $32,046 | $29,809 |
| SG&A Expenses | $39,744 | $42,212 | $34,706 | $32,507 |
| Sales & Mktg Exp. | $2,050 | $3,336 | $2,660 | $2,698 |
| Other Operating Expenses | $8,998 | $18,070 | $16,795 | $15,320 |
| Operating Expenses | $48,742 | $60,282 | $51,501 | $47,827 |
| Operating Income | $16,987 | $8,034 | $7,038 | $11,720 |
| % Margin | 13.6% | 7.2% | 10.6% | 18.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $16,987 | $8,034 | $7,038 | $11,720 |
| Tax Expense | $4,315 | $2,119 | $1,560 | $2,691 |
| Net Income | $12,603 | $5,702 | -$349 | $24,618 |
| % Margin | 10.1% | 5.1% | -0.5% | 38.9% |
| EPS | 2.68 | 1.16 | -0.29 | 6.21 |
| % Growth | 131% | 500% | -104.7% | – |
| EPS Diluted | 2.41 | 1.12 | -0.29 | 5.74 |
| Weighted Avg Shares Out | 4,133 | 4,084 | 4,072 | 3,802 |
| Weighted Avg Shares Out Dil | 4,589 | 4,229 | 4,072 | 4,114 |
| Supplemental Information | – | – | – | – |
| Interest Income | $82,810 | $68,517 | $38,566 | $43,826 |
| Interest Expense | $44,784 | $32,086 | $8,566 | $7,300 |
| Depreciation & Amortization | $8,722 | $6,752 | $4,973 | $4,325 |
| EBITDA | $25,709 | $14,786 | $12,011 | $16,045 |
| % Margin | 20.5% | 13.3% | 18.1% | 25.3% |