Atlanticus Holdings Corporation
ATLC · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $459,573 | $365,679 | $374,416 | $453,926 |
| % Growth | 25.7% | -2.3% | -17.5% | – |
| Cost of Goods Sold | $176,541 | $111,494 | $83,103 | $90,582 |
| Gross Profit | $283,032 | $254,185 | $291,313 | $363,344 |
| % Margin | 61.6% | 69.5% | 77.8% | 80% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $50,143 | $43,906 | $43,063 | $34,024 |
| SG&A Expenses | $106,329 | $96,327 | $105,466 | $90,659 |
| Sales & Mktg Exp. | $56,186 | $52,421 | $62,403 | $56,635 |
| Other Operating Expenses | $38,126 | $29,300 | $36,575 | $53,112 |
| Operating Expenses | $144,455 | $125,627 | $142,041 | $143,771 |
| Operating Income | $138,577 | $128,558 | $149,272 | $219,573 |
| % Margin | 30.2% | 35.2% | 39.9% | 48.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $138,577 | $128,558 | $149,272 | $219,573 |
| Tax Expense | $28,471 | $26,604 | $14,660 | $41,784 |
| Net Income | $111,296 | $102,845 | $135,597 | $177,902 |
| % Margin | 24.2% | 28.1% | 36.2% | 39.2% |
| EPS | 5.93 | 5.35 | 7.55 | 10.32 |
| % Growth | 10.8% | -29.1% | -26.8% | – |
| EPS Diluted | 4.77 | 4.24 | 5.83 | 7.56 |
| Weighted Avg Shares Out | 14,748 | 14,504 | 14,629 | 15,074 |
| Weighted Avg Shares Out Dil | 18,801 | 18,882 | 19,376 | 20,898 |
| Supplemental Information | – | – | – | – |
| Interest Income | $979,814 | $879,123 | $786,235 | $518,783 |
| Interest Expense | $160,173 | $109,342 | $81,851 | $54,127 |
| Depreciation & Amortization | $5,187 | $4,043 | $4,848 | $2,494 |
| EBITDA | $143,764 | $132,601 | $154,120 | $222,067 |
| % Margin | 31.3% | 36.3% | 41.2% | 48.9% |