Atlanticus Holdings Corporation
ATLC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $178,801 | $143,301 | $134,669 | $133,370 |
| % Growth | 24.8% | 6.4% | 1% | – |
| Cost of Goods Sold | $77,013 | $55,066 | $48,598 | $51,715 |
| Gross Profit | $101,788 | $88,235 | $86,071 | $81,655 |
| % Margin | 56.9% | 61.6% | 63.9% | 61.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $18,196 | $13,381 | $15,503 | $12,559 |
| SG&A Expenses | $53,497 | $38,330 | $35,837 | $29,897 |
| Sales & Mktg Exp. | $35,301 | $24,949 | $20,334 | $17,338 |
| Other Operating Expenses | $15,812 | $9,759 | $9,366 | $11,891 |
| Operating Expenses | $69,309 | $48,089 | $45,203 | $41,788 |
| Operating Income | $32,479 | $40,146 | $40,868 | $39,867 |
| % Margin | 18.2% | 28% | 30.3% | 29.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $32,479 | $40,146 | $40,868 | $39,867 |
| Tax Expense | $7,891 | $9,856 | $9,746 | $8,896 |
| Net Income | $24,977 | $30,573 | $31,520 | $31,303 |
| % Margin | 14% | 21.3% | 23.4% | 23.5% |
| EPS | 1.5 | 1.87 | 1.85 | 1.77 |
| % Growth | -19.8% | 1.1% | 4.5% | – |
| EPS Diluted | 1.18 | 1.51 | 1.49 | 1.42 |
| Weighted Avg Shares Out | 15,124 | 15,124 | 14,904 | 14,904 |
| Weighted Avg Shares Out Dil | 19,187 | 19,187 | 18,939 | 18,939 |
| Supplemental Information | – | – | – | – |
| Interest Income | $341,163 | $276,350 | $247,655 | $251,702 |
| Interest Expense | $75,464 | $53,684 | $47,530 | $44,670 |
| Depreciation & Amortization | $2,490 | $1,687 | $1,600 | $1,402 |
| EBITDA | $34,969 | $41,833 | $42,468 | $41,269 |
| % Margin | 19.6% | 29.2% | 31.5% | 30.9% |