AmeriServ Financial, Inc.
ASRV · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $84,480 | $77,249 | $65,750 | $64,430 |
| % Growth | 9.4% | 17.5% | 2% | – |
| Cost of Goods Sold | $31,341 | $32,269 | $8,545 | $8,686 |
| Gross Profit | $53,139 | $44,980 | $57,205 | $55,744 |
| % Margin | 62.9% | 58.2% | 87% | 86.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $29,408 | $30,343 | $29,007 | $28,502 |
| SG&A Expenses | $29,408 | $30,343 | $29,007 | $28,502 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $19,332 | $19,025 | $18,997 | $18,468 |
| Operating Expenses | $48,740 | $49,368 | $48,004 | $46,970 |
| Operating Income | $4,399 | -$4,388 | $9,201 | $8,774 |
| % Margin | 5.2% | -5.7% | 14% | 13.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $4,399 | -$4,388 | $9,201 | $8,774 |
| Tax Expense | $798 | -$1,042 | $1,753 | $1,702 |
| Net Income | $3,601 | -$3,346 | $7,448 | $7,072 |
| % Margin | 4.3% | -4.3% | 11.3% | 11% |
| EPS | 0.21 | -0.2 | 0.44 | 0.41 |
| % Growth | 205% | -145.5% | 7.3% | – |
| EPS Diluted | 0.21 | -0.2 | 0.43 | 0.41 |
| Weighted Avg Shares Out | 16,802 | 17,143 | 17,107 | 17,073 |
| Weighted Avg Shares Out Dil | 16,802 | 17,144 | 17,146 | 17,114 |
| Supplemental Information | – | – | – | – |
| Interest Income | $66,505 | $60,860 | $49,058 | $46,669 |
| Interest Expense | $30,457 | $24,840 | $8,495 | $7,586 |
| Depreciation & Amortization | $2,083 | $2,074 | $2,096 | $2,035 |
| EBITDA | $6,482 | -$2,314 | $11,297 | $10,809 |
| % Margin | 7.7% | -3% | 17.2% | 16.8% |