Arrow Financial Corporation
AROW · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $223 | $192 | $161 | $148 |
| % Growth | 16.4% | 19.4% | 8.5% | – |
| Cost of Goods Sold | $88 | $61 | $16 | $5 |
| Gross Profit | $135 | $131 | $144 | $142 |
| % Margin | 60.4% | 68.1% | 90% | 96.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $55 | $50 | $48 | $46 |
| SG&A Expenses | $57 | $51 | $49 | $47 |
| Sales & Mktg Exp. | $1 | $1 | $1 | $1 |
| Other Operating Expenses | $41 | $42 | $32 | $31 |
| Operating Expenses | $97 | $93 | $82 | $78 |
| Operating Income | $37 | $38 | $63 | $64 |
| % Margin | 16.7% | 19.6% | 39.2% | 43.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $37 | $38 | $63 | $64 |
| Tax Expense | $8 | $7 | $14 | $15 |
| Net Income | $30 | $30 | $49 | $50 |
| % Margin | 13.3% | 15.7% | 30.4% | 33.7% |
| EPS | 1.78 | 1.77 | 2.87 | 2.93 |
| % Growth | 0.6% | -38.3% | -2% | – |
| EPS Diluted | 1.77 | 1.77 | 2.86 | 2.92 |
| Weighted Avg Shares Out | 17 | 17 | 17 | 17 |
| Weighted Avg Shares Out Dil | 17 | 17 | 17 | 17 |
| Supplemental Information | – | – | – | – |
| Interest Income | $195 | $163 | $130 | $116 |
| Interest Expense | $83 | $58 | $11 | $5 |
| Depreciation & Amortization | $5 | $7 | $8 | $8 |
| EBITDA | $43 | $44 | $70 | $72 |
| % Margin | 19.2% | 23.1% | 43.9% | 48.8% |