Arrow Financial Corporation
AROW · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $29,709 | $30,075 | $48,799 | $49,857 |
| Dep. & Amort. | $5,361 | $6,718 | $7,548 | $7,826 |
| Deferred Tax | -$789 | $1,799 | -$1,252 | $945 |
| Stock-Based Comp. | $809 | $823 | $859 | $790 |
| Change in WC | -$7,422 | -$19,951 | -$570 | -$1,028 |
| Other Non-Cash | $6,801 | $1,116 | $4,329 | $9,816 |
| Operating Cash Flow | $34,469 | $20,580 | $59,713 | $68,206 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$5,597 | -$7,081 | -$14,250 | -$7,137 |
| Net Acquisitions | $32,354 | $0 | $0 | $0 |
| Inv. Purchases | -$157,219 | -$81,832 | -$196,244 | -$332,749 |
| Inv. Sales/Matur. | $225,000 | $232,132 | $136,188 | $148,891 |
| Other Inv. Act. | -$183,488 | -$225,869 | -$318,756 | -$83,607 |
| Investing Cash Flow | -$88,950 | -$82,650 | -$393,062 | -$274,602 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$17,961 | -$28,353 | $9,750 | -$17,534 |
| Stock Issued | $0 | $472 | $1,904 | $1,836 |
| Stock Repurch. | -$6,790 | -$3,608 | -$2,872 | -$2,662 |
| Dividends Paid | -$18,286 | -$17,983 | -$17,444 | -$16,296 |
| Other Fin. Act. | $109,528 | $189,418 | -$51,025 | $317,757 |
| Financing Cash Flow | $66,491 | $139,946 | -$59,687 | $283,101 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $12,010 | $77,876 | -$393,036 | $76,705 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $142,536 | $64,660 | $457,696 | $380,991 |
| End Cash | $154,546 | $142,536 | $64,660 | $457,696 |
| Free Cash Flow | $28,872 | $13,499 | $45,463 | $61,069 |