Arrow Financial Corporation
AROW · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $30 | $30 | $49 | $50 |
| Dep. & Amort. | $5 | $7 | $8 | $8 |
| Deferred Tax | -$1 | $2 | -$1 | $1 |
| Stock-Based Comp. | $1 | $1 | $1 | $1 |
| Change in WC | -$7 | -$20 | -$1 | -$1 |
| Other Non-Cash | $7 | $1 | $4 | $10 |
| Operating Cash Flow | $34 | $21 | $60 | $68 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$6 | -$7 | -$14 | -$7 |
| Net Acquisitions | $32 | $0 | $0 | $0 |
| Inv. Purchases | -$157 | -$82 | -$196 | -$333 |
| Inv. Sales/Matur. | $225 | $232 | $136 | $149 |
| Other Inv. Act. | -$183 | -$226 | -$319 | -$84 |
| Investing Cash Flow | -$89 | -$83 | -$393 | -$275 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$18 | -$28 | $10 | -$18 |
| Stock Issued | $0 | $0 | $2 | $2 |
| Stock Repurch. | -$7 | -$4 | -$3 | -$3 |
| Dividends Paid | -$18 | -$18 | -$17 | -$16 |
| Other Fin. Act. | $110 | $189 | -$51 | $318 |
| Financing Cash Flow | $66 | $140 | -$60 | $283 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $12 | $78 | -$393 | $77 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $143 | $65 | $458 | $381 |
| End Cash | $155 | $143 | $65 | $458 |
| Free Cash Flow | $29 | $13 | $45 | $61 |