Arrow Financial Corporation
AROW · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $12,825 | $10,805 | $6,310 | $4,470 |
| Dep. & Amort. | $1,511 | $1,413 | $1,206 | $1,353 |
| Deferred Tax | $302 | $731 | -$854 | -$534 |
| Stock-Based Comp. | $228 | $416 | $257 | $205 |
| Change in WC | -$1,805 | -$1,308 | $138 | -$5,323 |
| Other Non-Cash | $1,962 | -$1,779 | $3,013 | $5,454 |
| Operating Cash Flow | $15,023 | $10,278 | $10,070 | $5,625 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$739 | -$2,002 | -$1,274 | -$1,513 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$54,735 | -$43,294 | -$2,899 | -$145,261 |
| Inv. Sales/Matur. | $25,378 | $72,568 | $29,801 | $115,654 |
| Other Inv. Act. | -$19,585 | -$20,708 | -$20,545 | -$59,003 |
| Investing Cash Flow | -$49,681 | $6,564 | $5,083 | -$90,123 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$4,376 | -$10 | -$26 | -$95,017 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$1,432 | -$5,175 | -$3,479 | -$265 |
| Dividends Paid | -$4,768 | -$4,662 | -$4,698 | -$4,684 |
| Other Fin. Act. | $174,223 | -$39,993 | $139,950 | -$1,078 |
| Financing Cash Flow | $163,647 | -$49,840 | $131,747 | -$101,044 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $128,989 | -$32,998 | $146,900 | -$185,542 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $268,448 | $301,446 | $154,546 | $340,088 |
| End Cash | $397,437 | $268,448 | $301,446 | $154,546 |
| Free Cash Flow | $14,284 | $8,276 | $8,796 | $4,112 |