Arrow Financial Corporation
AROW · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $13 | $11 | $6 | $4 |
| Dep. & Amort. | $2 | $1 | $1 | $1 |
| Deferred Tax | $0 | $1 | -$1 | -$1 |
| Stock-Based Comp. | $0 | $0 | $0 | $0 |
| Change in WC | -$2 | -$1 | $0 | -$5 |
| Other Non-Cash | $2 | -$2 | $3 | $5 |
| Operating Cash Flow | $15 | $10 | $10 | $6 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$1 | -$2 | -$1 | -$2 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$55 | -$43 | -$3 | -$145 |
| Inv. Sales/Matur. | $25 | $73 | $30 | $116 |
| Other Inv. Act. | -$20 | -$21 | -$21 | -$59 |
| Investing Cash Flow | -$50 | $7 | $5 | -$90 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$4 | -$0 | -$0 | -$95 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$1 | -$5 | -$3 | -$0 |
| Dividends Paid | -$5 | -$5 | -$5 | -$5 |
| Other Fin. Act. | $174 | -$40 | $140 | -$1 |
| Financing Cash Flow | $164 | -$50 | $132 | -$101 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $129 | -$33 | $147 | -$186 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $268 | $301 | $155 | $340 |
| End Cash | $397 | $268 | $301 | $155 |
| Free Cash Flow | $14 | $8 | $9 | $4 |